The benefits will vary with everyone’s situation. Someone with a simple financial life can save thousands in taxes while others that have complex estates and financial structures can see a difference in the hundreds of thousands throughout retirement.

So we don’t know what kind of benefit your plan will provide you until we meet.

However, here’s what our past and current clients have shared with us.

1. Feeling like you are finally heard. You may be successful in saving and investing and you’re still scared. Many of your friends and family will not understand this. Our clients are relieved that we do.
2. Saving thousands, often hundreds of thousands, in taxes throughtout retirement and your estate. Who wants to give more to the CRA?
3. Maximizing retirement income for a comfortable lifestyle. We’ll let you spend it like you earned it.
4. Creating a crystal-clear plan for a steady income stream in retirement. We’ll give you a drawdown schedule for the begining of every year so you’re not worried about short term market changes.
5. Determining when you can retire with confidence. Do you want to work 5 years longer than necessary? We showed a couple who their banker told them they need to work until 71, how to retire at 63. What would an extra 8 years do for you?
6. Estimating how much money you’ll have when you retire. If you’re still 5 years away and agressively saving, we’ll give you reasonable expectations on how much you’ll have and what that will mean.
7. Advising on the best time to start government benefits. Maximize the CPP, OAS and tax credits geared for retirees.
8. Helping you enjoy more spending now, while ensuring future financial security. We know that you’ll like like trave more in your first years of retirement. We’ll help you understand the tradeoffs of “living it up” instead of saving it all until you’re too old to enjoy it.
9. Identifying the optimal sequence to draw down your accounts. Not all your dollars will spend the same. We need to make sure we draw from the right account before you spend.
10. Crafting strategies to qualify for GIS or avoid OAS clawbacks.
11. And so much more!

Our fee ranges are published and is dependent on family situation + complexity.

There’s no way to know just how much support your friend needs vs. your own situation.

Not without crafting a financial plan.
Your retirement is TOO important for us to blindly invest.
If we don’t know you, your values, your goals and the optimal tax strategies for you…

Then we can’t advice on the best invest for you.

Every we create comes with a 90 day extended support and questions access through, e-mail, phone and zoom calls.

Yes, If you need a plan update it will cost 50% of your original fee.

Once we’ve crafted your personalized plan, we’re committed to supporting you during the 90-Day Extended Support period. Feel free to reach out with any questions, adjustments, or concerns about your plan – we’re here for you!

To ensure you’re well-equipped to kickstart the implementation process, we provide various options tailored to your preferences:

1. If you’re a DIY investor, we’ll give you all the tools and guidance you need to implement the plan independently.
2. For those working with a bank or other financial institution, simply share your plan with them, and they’ll help you get started.
3. If neither of these options suits your needs, don’t worry! Just let our office know, and we’ll recommend alternative solutions for you.
   
   

On top of that, you’ll gain exclusive access to our private implementation videos and resources (COMING MID 2023), designed to assist you in rolling out and executing your plan effectively. Our ultimate goal isn’t just to create a stellar plan for you, but to empower you with the tools and resources to implement it and achieve success!