Maximizing Your Government Benefits

Our Proven Retirement Planning Method Shows You How You Can Increase Your Income In Retirement...

By getting the most out of your OAS and CPP entitlements.

Increase Your Pensions

Reduce OAS Clawbacks

Coordinate With OTher Income Sources

Your Retirement Income Plan Will Show You:

When To Take CPP (Now,60,65,70?)

This depends on your primary financial goals and personal spending plans.

Get The Confidence You Need To Retire

You May Be Able To Retire On What You Already Have
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How To Coordinate Your Benefits

We Take a "Household Approach" to optimize income choices. Choice can differ between spouses.

Get The Confidence You Need To Retire

You May Be Able To Retire On What You Already Have
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How Survivor Pensions Impact Your Plan

We'll help you ensure that your spouse has enough if your pensions are cut off.

Get The Confidence You Need To Retire

You May Be Able To Retire On What You Already Have
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We found that most Canadians leave their pension options to a “what my friends did” approach. This costs them tens of thousands in avoidable early benefit “penalties”. 
Do Not Let That Be You. Click the button below to book your free consultation.

Not Sure If Our Retiement Method Is For You?

You Can Get Started Worry Free and Risk Free

Our 5 Point Gurantee*

1. 2X Value Guarantee: We guarantee to add back at least twice the value of our planning fees in tax savings, cost reductions, or financial improvements, or we will not take on the engagement.

2. Unlimited Revisions Guarantee (45 Days): You can request unlimited revisions to your financial plan within the first 45 days of the engagement to ensure it perfectly aligns with your evolving needs.

3. Uniqueness Guarantee: Your financial plan will be uniquely tailored to your individual goals, circumstances, and preferences, providing a customized approach just for you.

4. Transparency Promise: We ensure complete transparency in all aspects of our services so your fees are quoted and guaranteed before we start our engagement.

5. Money-Back Guarantee: If you don’t receive any useful financial or actionable insights from your completed planning session, we will refund your money, no questions asked.

 

All you risk losing...is your...
Retirement Anxiety
So click The Button Below and Start The Process

Get Your Free Retirement Workbook

23 Pages Full of worksheets checklists, insights and ideas.

All designed to help you retire comfortably.

What You'll Accomplish

My Goal is that this FREE book, gives you more insights and clarity than your investment guy ever has.

Audacious… I know…

But, check this out. If you ACTUALLY APPLIED what’s in here you will:

Hervin Pesa Author Picture

Time to Align Your Money With Your Values

Get Your Questions Answered